Category : Lotus and other Spreadsheets
Archive   : REFI.ZIP
Filename : REFI.WK1

 
Output of file : REFI.WK1 contained in archive : REFI.ZIP
UٖÄÄÄÄÄÄÄÙÙ 
  
               ! " # $ % & ' ( ) * + , - . / 0 1 2 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U /ÿÿ q H

    
 
  
 d GARM11GARM110

GARM12GARM13GARM14GARM15GARM16  GARM17

GARM18  GARM19  GINT11XXGINT110ÄÄGINT12ddGINT13ppGINT14||GINT15ˆˆGINT16””GINT17  GINT18¬¬GINT19¸¸GPB1XXGPB10ÄÄGPB2ddGPB3ppGPB4||GPB5ˆˆGPB6””GPB7  GPB8¬¬GPB9¸¸GPRINBALÄÄÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿ 0ÿÿÿÿwÿÿÿÿ ÿÿÿÿ# ÿÿÿÿgÿÿÿÿÿÿÿÿÿÿÿÿi(ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿ ÿÿÿÿÿÿÿÿfÿÿÿÿÿÿÿÿ$%ò&ò'(\015 (
}B)'*ÿÿÿÿÿÿÿÿ-·ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿqqÿ'E:\data\us\REFI.wk1 ñ$ñ'ANALYSIS OF REFINANCE OPTIONS ñ ñ ñ ñ ñ$ñ'ONE YEAR ADJUSTABLE RATE LOAN ÿ^YEAR ÿ^YEAR ÿ^YEAR ÿ^YEAR ÿ^YEAR ÿ ^YEAR ÿ
^YEAR ÿ ^YEAR ÿ ^YEAR ÿ
^YEAR ÿ'TOTAL ñ ñ
ñ
ñ@
ñ@
ñ@
ñ@
ñ @
ñ
@
ñ  @
ñ "@
ñ
$@ ñ ñ ññ'INTRO. INTEREST RATE
µš™™™™™©? µ µ'P&I/K ‚@éè¬
y@耀 h8 ‚í«­’²œ@耀 h8 ‚ÝþÛôª @耀 h8 ‚^q1Rå #@耀 h8 ‚^q1Rå #@耀 h8 ‚ ^q1Rå #@耀 h8 ‚
^q1Rå #@耀 h8 ‚ ^q1Rå #@耀 h8 ‚ ^q1Rå #@耀 h8 ‚
^q1Rå #@耀 h8 ‚ ‚ ‚ñ'INDEX- FIRST ADJUSTMENT
³6Í;Nё¬? ²ÿ'INT.RATE³š™™™™™©?ý¿ÿ¿&³ìQ¸…ë±?€€€€€€€€;&³ ×£p=
·?€€€€€€€€;&³)\Âõ(¼?€€€€€€€€;&³)\Âõ(¼?€€€€€€€€;&³ )\Âõ(¼?€€€€€€€€;&³
)\Âõ(¼?€€€€€€€€;&³ )\Âõ(¼?€€€€€€€€;&³ )\Âõ(¼?€€€€€€€€;&³
)\Âõ(¼?€€€€€€€€; ³ ³ ³
ÿ'MARGIN
³š™™™™™™?ÿ'FULL INDXD RATE ³³M„
O¯´?  ³i³êsµ»? ÿ¿€ ³èŒ(í
¾À? ÿ¿€ ³À[ AñÃ? ÿ¿€ ³ NóŽSt$Ç? ÿ¿€ ³
&†§WÊ? ÿ¿€ ³ ´Yõ¹ÚŠÍ? ÿ¿€ ³ tF”ö_Ð? ÿ¿€ ³
à- øÑ? ÿ¿€  ³ ³ ³ñ 'ARM- ANNUAL CAP
³ {®Gáz”?ÿ 'CAPPED RATEP³ ìQ¸…ë±?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³ ×£p=
·?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³ )\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³ )\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³ )\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³
)\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³ )\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³ )\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³
)\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
; ³ ³ ³ ³ ³ ³ ³ ³ ³ ³ ³ ³ ³ ³ ³ ³ ² ² ² ²! ²" ²# ²$ ²% ²& ²' ²( ²) ²* ²+ ², ²- ². ²/ ²0 ²1 ²2 ²3 ²4 ²5 ²6 ²7 ²8 ²9 ²: ²; ²< ²= ²> ²? ²@ ²A ²B ²C ²D ²E ²F ²G ²H ²I ²J ²K ²L ²M ²N ²O ²P ²Q ²R ²S ²T ²U !ñ
'ARM- LIFE CAP/CEILING RATE
²
¸…ëQ¸®?³
)\Âõ(¼? ÿ€ü¿ÿ¿€  Â
Â
Â
Â
Â
Â







Â
Â
Â
Â
‚ 'LOAN AMOUNT
À €ÀA €   'P & I" ÉU¥)ƄŒ@ €ü¿ h8" +Tg•¬‘@ €ü¿ h8" }.4
o_•@ €ü¿ h8" ‘ª)‘ÌK™@ €ü¿ h8" ‘ª)‘ÌK™@ €ü¿ h8" ‘ª)‘ÌK™@ €ü¿ h8"Â
‘ª)‘ÌK™@ €ü¿ h8" ‘ª)‘ÌK™@ €ü¿ h8" ‘ª)‘ÌK™@ €ü¿ h8"Â
‘ª)‘ÌK™@ €ü¿ h8     ‚ ² ²        Â
  Â
     ÿ
'ANNUAL INTEREST PAID €
Â
Â
â¹p…}À@€K€Â
Ÿli¯ýÇÆ@€W€Â
¯™KûÌ@€c€Â
&6˜½2ŒÑ@€o€Â
7ÚNbÑ@ÿ€{€Â
Ώ›Ôë2Ñ@þ€‡€Â

¬í€§dþÐ@ý€“€Â
~šôbÉÃÐ@ü€Ÿ€Â
âŸEõe‚Ð@û€«€Â

Ždvq9Ð@ú€·€Â
üëägñA ÿ¿€ö¿€P Â
Â
Â
Â
ÿ'ANNUAL PRINCIPAL PAIDÂ-ÿ=˜£@  €€
€Œ…ÁН@ ÿ¿€€€
€`•Üž˜@ ÿ¿€€€
€pôjʖ@ ÿ¿€€€
ÂüRà‘m™@ ÿ¿€€€
 ;„Ù^œ@ ÿ¿€€€
Â
€$åUL§Ÿ@ ÿ¿€€€
 @+UO€¨¡@ ÿ¿€€€
 @ͼ›³£@ ÿ¿€€€
Â
óÙ³?û¥@ ÿ¿€€€
Âà†DÏÔ@ ÿ¿€ö¿€P  ÂÂ' ----------Â' ----------Â' ----------Â' ----------Â' ---------- ' ----------Â
' ----------Â ' ----------Â ' ----------Â
' ----------Â' ----------  Âÿ'TOTAL PAYMENTSÂb<Ÿ”cÅ@ €ÿ¿€ý¿PÂOþà‚Ê@ €ÿ¿€ý¿PÂà"çI“Ð@ €ÿ¿€ý¿PÂþ?ßlÙøÒ@ €ÿ¿€ý¿PÂ÷?ßlÙøÒ@ €ÿ¿€ý¿P Þ?ßlÙøÒ@ €ÿ¿€ý¿PÂ
ô?ßlÙøÒ@ €ÿ¿€ý¿P æ?ßlÙøÒ@ €ÿ¿€ý¿P ê?ßlÙøÒ@ €ÿ¿€ý¿PÂ
î?ßlÙøÒ@ €ÿ¿€ý¿PÂ8¬uP ™A €ÿ¿€ý¿P Â ÂÂ' ==========Â' ==========Â' ==========Â' ==========Â' ========== ' ==========Â
' ==========Â ' ==========Â ' ==========Â
' ==========Â' ==========  Âÿ'PRINCIPAL BALANCE ˜KrA€F€Â}2ø„}6A€R€Â¼÷ÌË?A€^€Âäõª×Aÿ€j€Â‰p#ÒϤAþ€v€ ‡úlAý€‚€Â
>0o†Ã,Aü€Ž€ ‘Û1…!æAû€š€ §>S—Aú€¦€Â
Ä?of?Aù€²€Âà†DÏÔ@ ó¿ù¿ÿ¿€
 Â Â Â Â Â Â Â Â Â Â Â  Â
 Â  Â  Â
 Â Â Â Â Â&ñ'THREE YEAR ADJUSTABLE RATE LOAN ÿ^YEAR ÿ^YEAR ÿ^YEAR ÿ^YEAR ÿ^YEAR ÿ ^YEAR ÿ
^YEAR ÿ ^YEAR ÿ ^YEAR ÿ
^YEAR Â ñ ñ
ñ
ñ@
ñ@
ñ@
ñ@
ñ @
ñ
@
ñ  @
ñ "@
ñ
$@ Â ñ ññ'INTRO. INTEREST RATE
µš™™™™™©? µ µ'P&I/K ‚@éè¬
y@耀 h8 ‚@éè¬
y@耀 h8 ‚@éè¬
y@耀 h8 ‚…þ_|ï’@耀 h8 ‚¤ã€j"@耀 h8 ‚ ^q1Rå #@耀 h8 ‚
^q1Rå #@耀 h8 ‚ ^q1Rå #@耀 h8 ‚ ^q1Rå #@耀 h8 ‚
^q1Rå #@耀 h8  ‚ ‚ñ'INDEX- FIRST ADJUSTMENT
³6Í;Nё¬? ²ÿ'INT.RATE³š™™™™™©?³š™™™™™©?³š™™™™™©?&³M„
O¯´?€€€€€€€€;&³i³êsµ»?€€€€€€€€;&³ )\Âõ(¼?€€€€€€€€;&³
)\Âõ(¼?€€€€€€€€;&³ )\Âõ(¼?€€€€€€€€;&³ )\Âõ(¼?€€€€€€€€;&³
)\Âõ(¼?€€€€€€€€;  ³ ³
ÿ'MARGIN
³š™™™™™™?ÿ'FULL INDXD RATE ³ ³ ³³M„
O¯´?  ³i³êsµ»? ÿ¿€ ³ èŒ(í
¾À? ÿ¿€ ³
À[ AñÃ? ÿ¿€ ³ NóŽSt$Ç? ÿ¿€ ³ &†§WÊ? ÿ¿€ ³
´Yõ¹ÚŠÍ? ÿ¿€  ³ ³ ³ñ'ARM- ANNUAL CAP
³{®Gáz”?ÿ'CAPPED RATEP³ìQ¸…ë±?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³ ×£p=
·?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³)\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³)\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³ )\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³
)\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³ )\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³ )\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
;P³
)\Âõ(¼?Aÿ¿ü¿ 
 ÿ¿ü¿  
; ³ ³ ³ ³ ³!ñ'ARM- LIFE CAP/CEILING RATE
²¸…ëQ¸®?³)\Âõ(¼? ÿ€ü¿ÿ¿€  € ‚ ‚ ‚‚'LOAN AMOUNT
À€ÀA € €'P & I"‚ÉU¥)ƄŒ@ €ü¿ h8"‚ÉU¥)ƄŒ@ €ü¿ h8"‚ÉU¥)ƄŒ@ €ü¿ h8"‚¿—“£“@ €ü¿ h8"‚V²'.ït˜@ €ü¿ h8"‚ ‘ª)‘ÌK™@ €ü¿ h8"‚
‘ª)‘ÌK™@ €ü¿ h8"‚ ‘ª)‘ÌK™@ €ü¿ h8"‚ ‘ª)‘ÌK™@ €ü¿ h8"‚
‘ª)‘ÌK™@ €ü¿ h8 ‚ ‚ ‚ ‚ ² ²ÿ'INTEREST PAID €ÂŸli¯ýÇÆ@€G€Â¯™KûÌ@€S€Â&6˜½2ŒÑ@€_€Â7ÚNbÑ@€k€ÂΏ›Ôë2Ñ@ÿ€w€ ¬í€§dþÐ@þ€ƒ€Â
~šôbÉÃÐ@ý€€ âŸEõe‚Ð@ü€›€ Ždvq9Ð@û€§€Â
ú€³€Â^àíA ÿ¿€ö¿€PÿF'ONE YEAR ARMJqF'******************AMORTIZATION SCHEDULE ROUTINE********************qG'PRIN.BAL.:@G€ÀAÿ€Ä¿G'INT. RATE:2G'ONE YEAR ADJUSTABLE "G qH'TERM:
qHh qH H H H qI qI qJ'PMT.  qJ'INT. qJ^DATEqJ^PRIN. &qJ"----APPLIED TO-----
ÿJ'ANNUAL
qJ^YTDqK'# qK'RATE
qK^DUE qK^INT.
qK"PRINC.qK^INTERESTqK^BALANCEÿK'INTERESTqK^INTERESTqL'------------\qL^--------------------------------------------------------------------------------------qL^--------------------------------------RqL^---------------------------------------------------------------------------L^---------------
qM²Mš™™™™™©?€º¿
qMúÍ+A%MÉU¥)ƄŒ@Gþ€€ H8Mx¬êûmˆi@ ÿ€€€€
"M«ªªªª"†@ü€€G  BMUäºA
ü€ú¿þ€€
M«ªªªª"†@ý€€
qN@²Nš™™™™™©?€ÿŸqNÂÎ+A €ÿŸd %NÉU¥)ƄŒ@Gþ€€ H8N„b÷,ª£i@ ÿ€€€€
"N(}gžÛ†@ü€€€ÿŸ  BN|Çõù´³A
€ÿŸþ€€
Nê‰$C–@
€ÿŸý€€ 
qO@²Oš™™™™™©?€ÿŸ
qOJ,A%OÉU¥)ƄŒ@Gþ€€ H8O47k¿i@ ÿ€€€€
"OüäN†@ü€€€ÿŸ  BO.9E­A
€ÿŸþ€€
 ÂOBOô‹ýå┠@
€ÿŸý€€ 
qP@²Pš™™™™™©?€ÿŸqP,A €ÿŸd %PÉU¥)ƄŒ@Gþ€€ H8P€øÕyÚi@ ÿ€€€€
"P©a´'†@ü€€€ÿŸ  BPðÁ¥šÎ¦A
€ÿŸþ€€
 ÂPBPÞÑÓl¦@
€ÿŸý€€ 
qQ@²Qš™™™™™©?€ÿŸqQÚ,A €ÿŸd %QÉU¥)ƄŒ@Gþ€€ H8Q‚8Š
öi@ ÿ€€€€
"QE5ÇB†@ü€€€ÿŸ  BQÏ3CQ A
€ÿŸþ€€
 ÂQBQ/ŸÛ„=š«@
€ÿŸý€€ 
qR@²Rš™™™™™©?€ÿŸqR¢,A €ÿŸd %RÉU¥)ƄŒ@Gþ€€ H8R|ຩ¾j@ ÿ€€€€
"Rª6V†@ü€€€ÿŸ  BRŘ§Ì™A
€ÿŸþ€€
 ÂRBRM£T’)°@
€ÿŸý€€ 
qS@²Sš™™™™™©?€ÿŸqSj,A €ÿŸd %SÉU¥)ƄŒ@Gþ€€ H8S tøR-j@ ÿ€€€€
"S¡8çÔbù…@ü€€€ÿŸ  BSúDDA“A
€ÿŸþ€€
 ÂSBSaŠñìUL³@
€ÿŸý€€ 
qT @²Tš™™™™™©?€ÿŸqT2,A €ÿŸd %TÉU¥)ƄŒ@Gþ€€ H8T<s¥yIj@ ÿ€€€€
"TúHÀgò…@ü€€€ÿŸ  BT4ªÚ完A
€ÿŸþ€€
 ÂTBT`œúä¢
¶@
€ÿŸý€€ 
qU"@²Uš™™™™™©?€ÿŸqUú,A €ÿŸd %UÉU¥)ƄŒ@Gþ€€ H8U¬<ÎÀƒej@ ÿ€€€€
"UžÆq9eë…@ü€€€ÿŸ  BU¥vꄆA
€ÿŸþ€€
 ÂUBU4Õ(Œȸ@
€ÿŸý€€ 
qV$@²Vš™™™™™©?€ÿŸqVÂ,A €ÿŸd %VÉU¥)ƄŒ@Gþ€€ H8V¨ÏÄ«j@ ÿ€€€€
"VŸq8[ä…@ü€€€ÿŸ  BVßBùuA
€ÿŸþ€€
 ÂVBV(7󚄻@
€ÿŸý€€ 
qW&@²Wš™™™™™©?€ÿŸqWŠ,A €ÿŸd %WÉU¥)ƄŒ@Gþ€€ H8W\Â\Ññj@ ÿ€€€€
"W2%NµI݅@ü€€€ÿŸ  BW®ë„ÍxA
€ÿŸþ€€
 ÂWBWÎËà)D@¾@
€ÿŸý€€ 
qX(@²Xš™™™™™©?€ÿŸqXR,A €ÿŸd %XÉU¥)ƄŒ@Gþ€€ H8X€X€Vºj@ ÿ€€€€
"X©?¨0օ@ü€€€ÿŸ  BX˜KrA
€ÿŸþ€€
ÂXâ¹p…}À@ þ¿€þ¿õ¿PBXâ¹p…}À@
€ÿŸý€€ 
qY*@²YìQ¸…ë±?€®¿qY,A €ÿŸd %Y+Tg•¬‘@Gþ€€ H8Yà(÷N?c@ ÿ€€€€
"Yސ¥IˆŽ@ü€€€ÿŸ  BYÎ
~4OmA
€ÿŸþ€€
 ÂYBYÄÇɹ fÂ@
€ÿŸý€€ 
qZ,@²ZìQ¸…ë±?€ÿŸqZâ,A €ÿŸd %Z+Tg•¬‘@Gþ€€ H8Z3Ò0 \c@ ÿ€€€€
"ZršŽ@ü€€€ÿŸ  BZAÙq1xhA
€ÿŸþ€€
 ÂZBZ{i³[NÄ@
€ÿŸý€€ 
q[.@²[ìQ¸…ë±?€ÿŸ
q[jb,A%[+Tg•¬‘@Gþ€€ H8[0É8õxc@ ÿ€€€€
"[T\œÜßyŽ@ü€€€ÿŸ  B[õ¦#ô™cA
€ÿŸþ€€
 Â[B[@/}Y¹5Æ@
€ÿŸý€€ 
q\0@²\ìQ¸…ë±?€ÿŸq\2c,A €ÿŸd %\+Tg•¬‘@Gþ€€ H8\$õl –c@ ÿ€€€€
"\f‘ÏšrŽ@ü€€€ÿŸ  B\³iÈq´^A
€ÿŸþ€€
 Â\B\©EvãÈ@
€ÿŸý€€ 
q]1@²]ìQ¸…ë±?€ÿŸq]úc,A €ÿŸd %]+Tg•¬‘@Gþ€€ H8]¼YÎ
I³c@ ÿ€€€€
"]ç[çJkŽ@ü€€€ÿŸ  B]ö„ŸÇYA
€ÿŸþ€€
 Â]B]Çö봗Ê@
€ÿŸý€€ 
q^2@²^ìQ¸…ë±?€ÿŸq^Âd,A €ÿŸd %^+Tg•¬‘@Gþ€€ H8^˜.\´Ðc@ ÿ€€€€
"^p$ÃðcŽ@ü€€€ÿŸ  B^™êmrÓTA
€ÿŸþ€€
 Â^B^)(¶ÖéË@
€ÿŸý€€ 
q_3@²_ìQ¸…ë±?€ÿŸq_Še,A €ÿŸd %_+Tg•¬‘@Gþ€€ H8_$çM™Kîc@ ÿ€€€€
"_.{DŠ\Ž@ü€€€ÿŸ  B_—‡ß×OA
€ÿŸþ€€
 Â_B_÷ÛoZŸÏÍ@
€ÿŸý€€ 
q`4@²`ìQ¸…ë±?€ÿŸq`Rf,A €ÿŸd %`+Tg•¬‘@Gþ€€ H8`(É d@ ÿ€€€€
"`ÌfiUŽ@ü€€€ÿŸ  B`ÝäÅÛÔJA
€ÿŸþ€€
 Â`B`d¢ñð´Ï@
€ÿŸý€€ 
qa5@²aìQ¸…ë±?€ÿŸqag,A €ÿŸd %a+Tg•¬‘@Gþ€€ H8a‹œæþ)d@ ÿ€€€€
"a…'qMŽ@ü€€€ÿŸ  Baº= \ÊEA
€ÿŸþ€€
 ÂaBa^
dåÌÐ@
€ÿŸý€€ 
qb6@²bìQ¸…ë±?€ÿŸqbâg,A €ÿŸd %b+Tg•¬‘@Gþ€€ H8bŒ({Hd@ ÿ€€€€
"bs LFŽ@ü€€€ÿŸ  Bb²s-U¸@A
€ÿŸþ€€
 ÂbBbb2j¿Ñ@
€ÿŸý€€ 
qc7@²cìQ¸…ë±?€ÿŸqcªh,A €ÿŸd %c+Tg•¬‘@Gþ€€ H8c@‹.efd@ ÿ€€€€
"c†éƒ>Ž@ü€€€ÿŸ  Bc¨ë»ž;A
€ÿŸþ€€
 ÂcBcŽJ²5
±Ò@
€ÿŸý€€ 
qd8@²dìQ¸…ë±?€ÿŸqdri,A €ÿŸd %d+Tg•¬‘@Gþ€€ H8d "dGY7æ6Ž@ü€€€ÿŸ  Bd}2ø„}6A
€ÿŸþ€€
ÂdŸli¯ýÇÆ@ þ¿€þ¿õ¿PBd@mgÁ¢Ó@
€ÿŸý€€ 
qe9@²e ×£p=
·?€¢¿qe:j,A €ÿŸd %e}.4
o_•@Gþ€€ H8ep<ÏÅ~_@ ÿ€€€€
"e¶:½‚g“@ü€€€ÿŸ  Be•øW¬2A
€ÿŸþ€€
 ÂeBeë†>“9ÙÔ@
€ÿŸý€€ 
qf:@²f ×£p=
·?€ÿŸqfk,A €ÿŸd %f}.4
o_•@Gþ€€ H8f —M†=»_@ ÿ€€€€
"f UÏ4»c“@ü€€€ÿŸ  Bfâ.§D–.A
€ÿŸþ€€
 ÂfBf<|‹FuÖ@
€ÿŸý€€ 
qg;@²g ×£p=
·?€ÿŸ
qgŠ°,A%g}.4
o_•@Gþ€€ H8g°îc%*ø_@ ÿ€€€€
"g’ïÝjì_“@ü€€€ÿŸ  Bgd‚b?—*A
€ÿŸþ€€
 ÂgBg5[9
tE×@
€ÿŸý€€ 
qh<@²h ×£p=
·?€ÿŸqhR±,A €ÿŸd %h}.4
o_•@Gþ€€ H8h(ÒþÞÅ`@ ÿ€€€€
"h8TTQ\“@ü€€€ÿŸ  Bh¯Âꍐ&A
€ÿŸþ€€
 ÂhBhy Nr5{Ø@
€ÿŸý€€ 
qi=@²i ×£p=
·?€ÿŸqi²,A €ÿŸd %i}.4
o_•@Gþ€€ H8iX
Y˜±9`@ ÿ€€€€
"iÒ )Ú8X“@ü€€€ÿŸ  Bil¬„!‚"A
€ÿŸþ€€
 ÂiBiF1ñÿ¸°Ù@
€ÿŸý€€ 
qj>@²j ×£p=
·?€ÿŸqjâ²,A €ÿŸd %j}.4
o_•@Gþ€€ H8jÈõã¯ØX`@ ÿ€€€€
"jį7÷ST“@ü€€€ÿŸ  Bjo³XëkA
€ÿŸþ€€
 ÂjBjB¬d?þåÚ@
€ÿŸý€€ 
qk?@²k ×£p=
·?€ÿŸqkª³,A €ÿŸd %k}.4
o_•@Gþ€€ H8kØœ—;x`@ ÿ€€€€
"kB¬@šgP“@ü€€€ÿŸ  BkkÌrÜMA
€ÿŸþ€€
 ÂkBk·¹Ü@
€ÿŸý€€ 
ql@@²l ×£p=
·?€ÿŸqlr´,A €ÿŸd %l}.4
o_•@Gþ€€ H8l˜ÂXÂڗ`@ ÿ€€€€
"l*é´sL“@ü€€€ÿŸ  Bl:6Âå'A
€ÿŸþ€€
 ÂlBliHWôËOÝ@
€ÿŸý€€ 
qm€@@²m ×£p=
·?€ÿŸqm:µ,A €ÿŸd %m}.4
o_•@Gþ€€ H8mèçÍ£¶·`@ ÿ€€€€
"m€qº8xH“@ü€€€ÿŸ  BmÀBøùA
€ÿŸþ€€
 ÂmBmïâwS„Þ@
€ÿŸý€€ 
qnA@²n ×£p=
·?€ÿŸqn¶,A €ÿŸd %n}.4
o_•@Gþ€€ H8n¸‡°Ï×`@ ÿ€€€€
"n†}"uD“@ü€€€ÿŸ  Bn^-Ä
A
€ÿŸþ€€
 ÂnBnYUɚ¸ß@
€ÿŸý€€ 
qo€A@²o ×£p=
·?€ÿŸqoʶ,A €ÿŸd %o}.4
o_•@Gþ€€ H8oÀx ^&ø`@ ÿ€€€€
"oeÿrAj@“@ü€€€ÿŸ  Bo•ú… A
€ÿŸþ€€
 ÂoBo¨#¶¶Pvà@
€ÿŸý€€ 
qpB@²p ×£p=
·?€ÿŸqp’·,A €ÿŸd %p}.4
o_•@Gþ€€ H8p•"»a@ ÿ€€€€
"p|Œá¨W<“@ü€€€ÿŸ  Bp¼÷ÌË?A
€ÿŸþ€€
Âp¯™KûÌ@ þ¿€þ¿õ¿PBp 0ýs3á@
€ÿŸý€€ 
qq€B@²q)\Âõ(¼?€–¿qqZ¸,A €ÿŸd %q‘ª)‘ÌK™@Gþ€€ H8q°äîÆâ\@ ÿ€€€€
"qF¼ú/ }—@ü€€€ÿŸ  Bqߙ
s£A
€ÿŸþ€€
 ÂqBqî}u Ìá@
€ÿŸý€€ 
qrC@²r)\Âõ(¼?€ÿŸqr"¹,A €ÿŸd %r‘ª)‘ÌK™@Gþ€€ H8rН™$&]@ ÿ€€€€
"r´àžcy—@ü€€€ÿŸ  Br«&¡þýA
€ÿŸþ€€
 ÂrBrtt’ë‡â@
€ÿŸý€€ 
qs€C@²s)\Âõ(¼?€ÿŸ
qsªþ,A%s‘ª)‘ÌK™@Gþ€€ H8sp´"H÷j]@ ÿ€€€€
"sJ§u—@ü€€€ÿŸ  BsT=BQúA
€ÿŸþ€€
 ÂsBsnBY{”Cã@
€ÿŸý€€ 
qtD@²t)\Âõ(¼?€ÿŸqtrÿ,A €ÿŸd %t‘ª)‘ÌK™@Gþ€€ H8t@ÏÒòÿ¯]@ ÿ€€€€
"t}ü‘Ìp—@ü€€€ÿŸ  Btú§>B›öA
€ÿŸþ€€
 ÂtBt[&éßÿã@
€ÿŸý€€ 
qu€D@²u)\Âõ(¼?€ÿŸqu:-A €ÿŸd %u‘ª)‘ÌK™@Gþ€€ H8u0Ž^ªõ]@ ÿ€€€€
"u®ÁSçql—@ü€€€ÿŸ  Bu(üêŒÜòA
€ÿŸþ€€
 ÂuBuhÄ#o~ºä@
€ÿŸý€€ 
qvE@²v)\Âõ(¼?€ÿŸqv-A €ÿŸd %v‘ª)‘ÌK™@Gþ€€ H8v ‘îÃø;^@ ÿ€€€€
"vwÁê
h—@ü€€€ÿŸ  BvV~Ò
ïA
€ÿŸþ€€
 ÂvBvtK×¾uå@
€ÿŸý€€ 
qw€E@²w)\Âõ(¼?€ÿŸqwÊ-A €ÿŸd %w‘ª)‘ÌK™@Gþ€€ H8w •'æë‚^@ ÿ€€€€
"w?1Çҝc—@ü€€€ÿŸ  Bwc¹U°DëA
€ÿŸþ€€
 ÂwBwþSáÅÛ0æ@
€ÿŸý€€ 
qxF@²x)\Âõ(¼?€ÿŸqx’-A €ÿŸd %x‘ª)‘ÌK™@Gþ€€ H8x°œ2‡…Ê^@ ÿ€€€€
"xƀ¶8$_—@ü€€€ÿŸ  BxÓ¤_kçA
€ÿŸþ€€
 ÂxBx§çÔëæ@
€ÿŸý€€ 
qy€F@²y)\Âõ(¼?€ÿŸqyZ-A €ÿŸd %y‘ª)‘ÌK™@Gþ€€ H8y 5Å-Ç_@ ÿ€€€€
"y7WM Z—@ü€€€ÿŸ  Byh¿‰ãA
€ÿŸþ€€
 ÂyBy¾r™è©¦ç@
€ÿŸý€€ 
qzG@²z)\Âõ(¼?€ÿŸqz"-A €ÿŸd %z‘ª)‘ÌK™@Gþ€€ H8z`Ê)d²[_@ ÿ€€€€
"zë
çjV—@ü€€€ÿŸ  Bz/•rßA
€ÿŸþ€€
 ÂzBz-«ðsZaè@
€ÿŸý€€ 
q{€G@²{)\Âõ(¼?€ÿŸq{ê-A €ÿŸd %{‘ª)‘ÌK™@Gþ€€ H8{P
H¸H¥_@ ÿ€€€€
"{ì)¥xQ—@ü€€€ÿŸ  B{.Œ[ç¨ÛA
€ÿŸþ€€
 Â{B{|Ô4æé@
€ÿŸý€€ 
q|H@²|)\Âõ(¼?€ÿŸq|²-A €ÿŸd %|‘ª)‘ÌK™@Gþ€€ H8|Ðd­»‹ï_@ ÿ€€€€
"|DÔnÕÓL—@ü€€€ÿŸ  B|äõª×A
€ÿŸþ€€
Â|&6˜½2ŒÑ@ þ¿€þ¿õ¿PB|KÉÒLÖé@
€ÿŸý€€ 
q}€H@²})\Âõ(¼?€Š¿q}z-A €ÿŸd %}‘ª)‘ÌK™@Gþ€€ H8}`Ìʁ>`@ ÿ€€€€
"}QðÀ$H—@ü€€€ÿŸ  B}ΣC¦£ÓA
€ÿŸþ€€
 Â}B}¦ÍÐøê@
€ÿŸý€€ 
q~I@²~)\Âõ(¼?€ÿŸq~B-A €ÿŸd %~‘ª)‘ÌK™@Gþ€€ H8~°«yC`@ ÿ€€€€
"~uš®jC—@ü€€€ÿŸ  B~c…~â’ÏA
€ÿŸþ€€
 Â~B~O¡EN©Jë@
€ÿŸý€€ 
q€I@²)\Âõ(¼?€ÿŸ
qÊL-A%‘ª)‘ÌK™@Gþ€€ H8 ~ "Í¢„¥>—@ü€€€ÿŸ  BCve”xËA
€ÿŸþ€€
 ÂB%²jzžì@
€ÿŸý€€ 
q€J@²€)\Âõ(¼?€ÿŸq€’M-A €ÿŸd %€‘ª)‘ÌK™@Gþ€€ H8€ˆ¬PA»`@ ÿ€€€€
"€•ÿ(Õ9—@ü€€€ÿŸ  B€"•¥TÇA
€ÿŸþ€€
 €B€Í®²#m¾ì@
€ÿŸý€€ 
q€J@²)\Âõ(¼?€ÿŸqZN-A €ÿŸd %‘ª)‘ÌK™@Gþ€€ H8 KÜ}˜¶`@ ÿ€€€€
"-!nù4—@ü€€€ÿŸ  B«uÿ&ÃA
€ÿŸþ€€
 BÖ¾ïxí@
€ÿŸý€€ 
q‚K@²‚)\Âõ(¼?€ÿŸq‚"O-A €ÿŸd %‚‘ª)‘ÌK™@Gþ€€ H8‚X”òíÐÝ`@ ÿ€€€€
"‚Xks0—@ü€€€ÿŸ  B‚`.:‹ï¾A
€ÿŸþ€€
 ‚B‚–zYƒ•1î@
€ÿŸý€€ 
qƒ€K@²ƒ)\Âõ(¼?€ÿŸqƒêO-A €ÿŸd %ƒ‘ª)‘ÌK™@Gþ€€ H8ƒn˜gea@ ÿ€€€€
"ƒÐœ6ä+—@ü€€€ÿŸ  BƒDHà1®ºA
€ÿŸþ€€
 ƒBƒ}/{‚îêî@
€ÿŸý€€ 
q„L@²„)\Âõ(¼?€ÿŸq„²P-A €ÿŸd %„‘ª)‘ÌK™@Gþ€€ H8„HùÈÂV-a@ ÿ€€€€
"„h‹Ð¸!&—@ü€€€ÿŸ  B„–/Üb¶A
€ÿŸþ€€
 „B„سA¤ï@
€ÿŸý€€ 
q…€L@²…)\Âõ(¼?€ÿŸq…zQ-A €ÿŸd %…‘ª)‘ÌK™@Gþ€€ H8…-zÙ¥Ua@ ÿ€€€€
"…ïdúÕ!—@ü€€€ÿŸ  B…{7¹r
²A
€ÿŸþ€€
 Â…B…€Ãx'”.ð@
€ÿŸý€€ 
q†M@²†)\Âõ(¼?€ÿŸq†BR-A €ÿŸd %†‘ª)‘ÌK™@Gþ€€ H8†ˆ{¡‡S~a@ ÿ€€€€
"† {5 —@ü€€€ÿŸ  B†O×Ý­­A
€ÿŸþ€€
 †B†m™ù/‹ð@
€ÿŸý€€ 
q‡€M@²‡)\Âõ(¼?€ÿŸq‡
S-A €ÿŸd %‡‘ª)‘ÌK™@Gþ€€ H8‡p‚8«`§a@ ÿ€€€€
"‡CšÂ{à—@ü€€€ÿŸ  B‡û€¬D©A
€ÿŸþ€€
 ‡B‡Ö£è±_çð@
€ÿŸý€€ 
qˆN@²ˆ)\Âõ(¼?€ÿŸqˆÒS-A €ÿŸd %ˆ‘ª)‘ÌK™@Gþ€€ H8ˆ8ÆA$ÎÐa@ ÿ€€€€
"ˆÊq¡Ì²—@ü€€€ÿŸ  Bˆ‰p#ÒϤA
€ÿŸþ€€
ˆ7ÚNbÑ@ þ¿€þ¿õ¿PBˆ)}¦Cñ@
€ÿŸý€€ 
q‰€N@²‰)\Âõ(¼?€~Ÿq‰šT-A €ÿŸd %‰‘ª)‘ÌK™@Gþ€€ H8‰xxÍԜúa@ ÿ€€€€
"‰‚ûöx —@ü€€€ÿŸ  B‰+=î*Q A
€ÿŸþ€€
 ‰B‰‹iõ`؟ñ@
€ÿŸý€€ 
qŠO@²Š)\Âõ(¼?€ÿŸqŠbU-A €ÿŸd %Š‘ª)‘ÌK™@Gþ€€ H8ŠIþ Í$b@ ÿ€€€€
"Š_á Ý2—@ü€€€ÿŸ  BŠ™ý…÷ǛA
€ÿŸþ€€
 ŠBŠ‘i,õûñ@
€ÿŸý€€ 
q‹€O@²‹)\Âõ(¼?€ÿŸ
q‹êš-A%‹‘ª)‘ÌK™@Gþ€€ H8‹ˆEoaOb@ ÿ€€€€
"‹àáGcà—@ü€€€ÿŸ  B‹:*4—A
€ÿŸþ€€
 ‹B‹˜°ö­üWò@
€ÿŸý€€ 
qŒP@²Œ)\Âõ(¼?€ÿŸqŒ²›-A €ÿŸd %Œ‘ª)‘ÌK™@Gþ€€ H8ŒX¼S'Yzb@ ÿ€€€€
"Œ3?lü–@ü€€€ÿŸ  BŒeàˆ•’A
€ÿŸþ€€
 ÂŒBŒd­§³î³ò@
€ÿŸý€€ 
q@P@²)\Âõ(¼?€ÿŸqzœ-A €ÿŸd %‘ª)‘ÌK™@Gþ€€ H8À5F´µ¥b@ ÿ€€€€
"Ùã Ú÷–@ü€€€ÿŸ  BŒSsìA
€ÿŸþ€€
 Bó0 Ëó@
€ÿŸý€€ 
qŽ€P@²Ž)\Âõ(¼?€ÿŸqŽB-A €ÿŸd %Ž‘ª)‘ÌK™@Gþ€€ H8Ž°pƒxÑb@ ÿ€€€€
"Ž{<ِñ–@ü€€€ÿŸ  BŽ°²r½7‰A
€ÿŸþ€€
 ÂŽBŽå•U‘kó@
€ÿŸý€€ 
qÀP@²)\Âõ(¼?€ÿŸq
ž-A €ÿŸd %‘ª)‘ÌK™@Gþ€€ H8€nÔ¡ýb@ ÿ€€€€
"Áqì–@ü€€€ÿŸ  B”}2Ux„A
€ÿŸþ€€
 BXÒãAÇó@
€ÿŸý€€ 
qQ@²)\Âõ(¼?€ÿŸqÒž-A €ÿŸd %‘ª)‘ÌK™@Gþ€€ H8ø‰2 1*c@ ÿ€€€€
"RY#]†æ–@ü€€€ÿŸ  BòpÊÈ­A
€ÿŸþ€€
 B½_ŽüÛ"ô@
€ÿŸý€€ 
q‘@Q@²‘)\Âõ(¼?€ÿŸq‘šŸ-A €ÿŸd %‘‘ª)‘ÌK™@Gþ€€ H8‘(šÌÓ*Wc@ ÿ€€€€
"‘L°6çà–@ü€€€ÿŸ  B‘Ë}þ×zA
€ÿŸþ€€
 ‘B‘ i™_~ô@
€ÿŸý€€ 
q’€Q@²’)\Âõ(¼?€ÿŸq’b -A €ÿŸd %’‘ª)‘ÌK™@Gþ€€ H8’! ‘„c@ ÿ€€€€
"’_&ß:ۖ@ü€€€ÿŸ  B’Ã:±ÚöuA
€ÿŸþ€€
 Â’B’³@å„ÌÙô@
€ÿŸý€€ 
q“ÀQ@²“)\Âõ(¼?€ÿŸq“*¡-A €ÿŸd %“‘ª)‘ÌK™@Gþ€€ H8“ ‰šÏZ²c@ ÿ€€€€
"“mY67Õ–@ü€€€ÿŸ  B“!TýC
qA
€ÿŸþ€€
 “B“‰"5õ@
€ÿŸý€€ 
q”R@²”)\Âõ(¼?€ÿŸq”ò¡-A €ÿŸd %”‘ª)‘ÌK™@Gþ€€ H8”Ðgf‰“àc@ ÿ€€€€
"”—ÝüºÏ–@ü€€€ÿŸ  B”‡úlA
€ÿŸþ€€
”Ώ›Ôë2Ñ@ þ¿€þ¿õ¿PB”
Braõ@
€ÿŸý€€ 
q•@R@²•)\Âõ(¼? €rŸq•º¢-A €ÿŸd %•‘ª)‘ÌK™@Gþ€€ H8•hÖ¨º8d@ ÿ€€€€
"•ÄÔyåɖ@ü€€€ÿŸ  B•QPìPgA
€ÿŸþ€€
 •B•Î_)‰ëõ@
€ÿŸý€€ 
q–€R@²–)\Âõ(¼?€ÿŸq–‚£-A €ÿŸd %–‘ª)‘ÌK™@Gþ€€ H8–ØÏêaK>d@ ÿ€€€€
"––Pì$Ė@ü€€€ÿŸ  B–Õ¾þaA
€ÿŸþ€€
 –B–½™Fö@
€ÿŸý€€ 
q—ÀR@²—)\Âõ(¼?€ÿŸ
q—
é-A%—‘ª)‘ÌK™@Gþ€€ H8— ž
€Ìmd@ ÿ€€€€
"—ÍV(¾–@ü€€€ÿŸ  B—õÒóJã\A
€ÿŸþ€€
 —B—k²Á`‘¡ö@
€ÿŸý€€ 
q˜S@²˜)\Âõ(¼?€ÿŸq˜Òé-A €ÿŸd %˜‘ª)‘ÌK™@Gþ€€ H8˜TA½d@ ÿ€€€€
"˜€!@ü€€€ÿŸ  B˜ Â­Û»WA
€ÿŸþ€€
 ˜B˜k8z´qüö@
€ÿŸý€€ 
q™@S@²™)\Âõ(¼?€ÿŸq™šê-A €ÿŸd %™‘ª)‘ÌK™@Gþ€€ H8™ÈS(0Îd@ ÿ€€€€
"™ $˲–@ü€€€ÿŸ  B™‹¸!TˆRA
€ÿŸþ€€
 ™B™ëʦ×9W÷@
€ÿŸý€€ 
qš€S@²š)\Âõ(¼?€ÿŸqšbë-A €ÿŸd %š‘ª)‘ÌK™@Gþ€€ H8š8â¾Ïðþd@ ÿ€€€€
"šJÎ1w@ü€€€ÿŸ  BšÒÈí—HMA
€ÿŸþ€€
 šBš$’ƒ‘é±÷@
€ÿŸý€€ 
q›ÀS@²›)\Âõ(¼?€ÿŸq›*ì-A €ÿŸd %›‘ª)‘ÌK™@Gþ€€ H8›¸Ço60e@ ÿ€€€€
"›š±ûÐÅ¥–@ü€€€ÿŸ  B›àlmŠüGA
€ÿŸþ€€
 ›B›ê€Ç¨€ ø@
€ÿŸý€€ 
qœT@²œ)\Âõ(¼?€ÿŸqœòì-A €ÿŸd %œ‘ª)‘ÌK™@Gþ€€ H8œÐýÒîae@ ÿ€€€€
"œ×Ê涎Ÿ–@ü€€€ÿŸ  Bœ!縤BA
€ÿŸþ€€
 ÂœBœ£ãþfø@
€ÿŸý€€ 
q@T@²)\Âõ(¼?€ÿŸqºí-A €ÿŸd %‘ª)‘ÌK™@Gþ€€ H8`jQ”e@ ÿ€€€€
"E½I™–@ü€€€ÿŸ  BF¥¤?=A
€ÿŸþ€€
 B
?¿dÁø@
€ÿŸý€€ 
qž€T@²ž)\Âõ(¼?€ÿŸqž‚î-A €ÿŸd %ž‘ª)‘ÌK™@Gþ€€ H8ž(¨¿Æe@ ÿ€€€€
"žŒ•'Ÿô’–@ü€€€ÿŸ  Bž¡ÀWÍ7A
€ÿŸþ€€
 žBž`Ý;Ú¯ù@
€ÿŸý€€ 
qŸÀT@²Ÿ)\Âõ(¼?€ÿŸqŸJï-A €ÿŸd %Ÿ‘ª)‘ÌK™@Gþ€€ H8Ÿà܄£Ùùe@ ÿ€€€€
"Ÿõ¹\‘Œ–@ü€€€ÿŸ  BŸå¿WáN2A
€ÿŸþ€€
 ŸBŸœÁ®âuù@
€ÿŸý€€ 
q U@² )\Âõ(¼?€ÿŸq ð-A €ÿŸd % ‘ª)‘ÌK™@Gþ€€ H8 0>¢k-f@ ÿ€€€€
" ëÖᆖ@ü€€€ÿŸ  B >0o†Ã,A
€ÿŸþ€€
 ¬í€§dþÐ@ þ¿€þ¿õ¿PB øH"œúÏù@
€ÿŸý€€ 
q¡@U@²¡)\Âõ(¼?
€fŸq¡Úð-A €ÿŸd %¡‘ª)‘ÌK™@Gþ€€ H8¡8Þ¦¥vaf@ ÿ€€€€
"¡ÊÎt¼–@ü€€€ÿŸ  B¡†ÆÅ(+'A
€ÿŸþ€€
 ¡B¡3ù)ú@
€ÿŸý€€ 
q¢€U@²¢)\Âõ(¼?€ÿŸq¢¢ñ-A €ÿŸd %¢‘ª)‘ÌK™@Gþ€€ H8¢(õºÉû•f@ ÿ€€€€
"¢ìKò
y–@ü€€€ÿŸ  B¢ÉWÓ©…!A
€ÿŸþ€€
 ¢B¢cåsG݃ú@
€ÿŸý€€ 
q£ÀU@²£)\Âõ(¼?€ÿŸ
q£*7.A%£‘ª)‘ÌK™@Gþ€€ H8£¥-üÊf@ ÿ€€€€
"£ïU‡ mr–@ü€€€ÿŸ  B£ ÈêÒA
€ÿŸþ€€
 £B£»¢û¦Ýú@
€ÿŸý€€ 
q¤V@²¤)\Âõ(¼?€ÿŸq¤ò7.A €ÿŸd %¤‘ª)‘ÌK™@Gþ€€ H8¤ :æðxg@ ÿ€€€€
"¤=ã s½k–@ü€€€ÿŸ  B¤‘Ù‹ÌA
€ÿŸþ€€
 ¤B¤H6nñU7û@
€ÿŸý€€ 
q¥@V@²¥)\Âõ(¼?€ÿŸq¥º8.A €ÿŸd %¥‘ª)‘ÌK™@Gþ€€ H8¥x¶9s6g@ ÿ€€€€
"¥Â*þd–@ü€€€ÿŸ  B¥c”½/EA
€ÿŸþ€€
 Â¥B¥—Rêéû@
€ÿŸý€€ 
q¦€V@²¦)\Âõ(¼?€ÿŸq¦‚9.A €ÿŸd %¦‘ª)‘ÌK™@Gþ€€ H8¦Ð*,ìlg@ ÿ€€€€
"¦×i¤ /^–@ü€€€ÿŸ  B¦â‰²ôi
A
€ÿŸþ€€
 ¦B¦>äD¦bêû@
€ÿŸý€€ 
q§ÀV@²§)\Âõ(¼?€ÿŸq§J:.A €ÿŸd %§‘ª)‘ÌK™@Gþ€€ H8§°Ieóä£g@ ÿ€€€€
"§[½òOW–@ü€€€ÿŸ  B§°uû€A
€ÿŸþ€€
 §B§CØæ¿Cü@
€ÿŸý€€ 
q¨W@²¨)\Âõ(¼?€ÿŸq¨;.A €ÿŸd %¨‘ª)‘ÌK™@Gþ€€ H8¨ -¿º^Ûg@ ÿ€€€€
"¨íÄѹ`P–@ü€€€ÿŸ  B¨ÅÇ#ŠþA
€ÿŸþ€€
 ¨B¨W÷hü@
€ÿŸý€€ 
q©@W@²©)\Âõ(¼?€ÿŸq©Ú;.A €ÿŸd %©‘ª)‘ÌK™@Gþ€€ H8©èIð°Zh@ ÿ€€€€
"©T¡ ;aI–@ü€€€ÿŸ  B©³ÄM…øA
€ÿŸþ€€
 ©B©ÜMãí&öü@
€ÿŸý€€ 
qª€W@²ª)\Âõ(¼?€ÿŸqª¢<.A €ÿŸd %ª‘ª)‘ÌK™@Gþ€€ H8ªxœwÚKh@ ÿ€€€€
"ª·:PQB–@ü€€€ÿŸ  BªÌæ˜VròA
€ÿŸþ€€
 ªBª¸8$30Oý@
€ÿŸý€€ 
q«ÀW@²«)\Âõ(¼?€ÿŸq«j=.A €ÿŸd %«‘ª)‘ÌK™@Gþ€€ H8«¡ò݄h@ ÿ€€€€
"«¯‰ÕÒ0;–@ü€€€ÿŸ  B«Š>QìA
€ÿŸþ€€
 «B«ßŽoö¨ý@
€ÿŸý€€ 
q¬X@²¬)\Âõ(¼?€ÿŸq¬2>.A €ÿŸd %¬‘ª)‘ÌK™@Gþ€€ H8¬ð㋩g¾h@ ÿ€€€€
"¬.ø›ÿ3–@ü€€€ÿŸ  B¬‘Û1…!æA
€ÿŸþ€€
¬~šôbÉÃÐ@ þ¿€þ¿õ¿PB¬—oßôìþ@
€ÿŸý€€ 
q­@X@²­)\Âõ(¼? €ZŸq­ú>.A €ÿŸd %­‘ª)‘ÌK™@Gþ€€ H8­§1fxøh@ ÿ€€€€
"­®uc„½,–@ü€€€ÿŸ  B­'OgãßA
€ÿŸþ€€
 ­B­nýðêŸYþ@
€ÿŸý€€ 
q®€X@²®)\Âõ(¼?€ÿŸq®Â?.A €ÿŸd %®‘ª)‘ÌK™@Gþ€€ H8®°le3i@ ÿ€€€€
"®›|dj%–@ü€€€ÿŸ  B®ô¾¢–ÙA
€ÿŸþ€€
 ®B®Ð킔5²þ@
€ÿŸý€€ 
q¯ÀX@²¯)\Âõ(¼?€ÿŸ
q¯e%¯‘ª)‘ÌK™@Gþ€€ H8¯èhþæ3ni@ ÿ€€€€
"¯tÝI–@ü€€€ÿŸ  B¯i4Å;ÓA
€ÿŸþ€€
 ¯B¯FÔ¬­
ÿ@
€ÿŸý€€ 
q°Y@²°)\Âõ(¼?€ÿŸq° i@ €ÿŸd %°‘ª)‘ÌK™@Gþ€€ H8°èZ—-á©i@ ÿ€€€€
"°4¿vk–@ü€€€ÿŸ  B°’ÎyÐÌA
€ÿŸþ€€
 °B°Cðîcÿ@
€ÿŸý€€ 
q±@Y@²±)\Âõ(¼?€ÿŸq±Ðr@ €ÿŸd %±‘ª)‘ÌK™@Gþ€€ H8±ÀËÜ~æi@ ÿ€€€€
"±NA –@ü€€€ÿŸ  B±_ÚWÆA
€ÿŸþ€€
 ±B±‡(‡D»ÿ@
€ÿŸý€€ 
q²€Y@²²)\Âõ(¼?€ÿŸq²y@ €ÿŸd %²‘ª)‘ÌK™@Gþ€€ H8²0Pp#á"j@ ÿ€€€€
"²‹ »lp–@ü€€€ÿŸ  B²K;‘^οA
€ÿŸþ€€
 ²B²… ê° A
€ÿŸý€€ 
q³ÀY@²³)\Âõ(¼?€ÿŸq³P@ €ÿŸd %³‘ª)‘ÌK™@Gþ€€ H8³­öf6`j@ ÿ€€€€
"³îÔJÄÅÿ•@ü€€€ÿŸ  B³ }÷P6¹A
€ÿŸþ€€
 ³B³/¡%v°5A
€ÿŸý€€ 
q´Z@²´)\Âõ(¼?€ÿŸq´È‚@ €ÿŸd %´‘ª)‘ÌK™@Gþ€€ H8´ 阞j@ ÿ€€€€
"´mÍ% ø•@ü€€€ÿŸ  B´æuʎ²A
€ÿŸþ€€
 ´B´Êìaˆ aA
€ÿŸý€€ 
qµ@Z@²µ)\Âõ(¼?€ÿŸqµè…@ €ÿŸd %µ‘ª)‘ÌK™@Gþ€€ H8µo©’Üj@ ÿ€€€€
"µ®|P:ð•@ü€€€ÿŸ  BµŠK¥×«A
€ÿŸþ€€
 µBµÃý€A
€ÿŸý€€ 
q¶€Z@²¶)\Âõ(¼?€ÿŸq¶‰@ €ÿŸd %¶‘ª)‘ÌK™@Gþ€€ H8¶ø@o
›k@ ÿ€€€€
"¶rÂ{/Yè•@ü€€€ÿŸ  B¶ºï˾¥A
€ÿŸþ€€
 ¶B¶H
a¯Q¹A
€ÿŸý€€ 
q·ÀZ@²·)\Âõ(¼?€ÿŸq·(Œ@ €ÿŸd %·‘ª)‘ÌK™@Gþ€€ H8·È;iþ7[k@ ÿ€€€€
"·ƒ\‘eà•@ü€€€ÿŸ  B·kUÌð9žA
€ÿŸþ€€
 ·B·NƃzåA
€ÿŸý€€ 
q¸[@²¸)\Âõ(¼?€ÿŸq¸H@ €ÿŸd %¸‘ª)‘ÌK™@Gþ€€ H8¸Èl·6j›k@ ÿ€€€€
"¸ø¼RJ_ؕ@ü€€€ÿŸ  B¸§>S—A
€ÿŸþ€€
¸âŸEõe‚Ð@ þ¿€þ¿õ¿PB¸Èk9ÃA
€ÿŸý€€ 
q¹@[@²¹)\Âõ(¼? €NŸq¹4‘@ €ÿŸd %¹‘ª)‘ÌK™@Gþ€€ H8¹Xw¨3Ük@ ÿ€€€€
"¹¦›”.FЕ@ü€€€ÿŸ  B¹r}y \A
€ÿŸþ€€
 ¹B¹ÿ”uÅc<A
€ÿŸý€€ 
qº€[@²º)\Âõ(¼?€ÿŸ
qºu'%º‘ª)‘ÌK™@Gþ€€ H8ºð Áù“l@ ÿ€€€€
"ºóˆñȕ@ü€€€ÿŸ  Bº/
{¤T‰A
€ÿŸþ€€
 ºBºx™ùógA
€ÿŸý€€ 
q»À[@²»)\Âõ(¼?€ÿŸq»€ìÃ@ €ÿŸd %»‘ª)‘ÌK™@Gþ€€ H8»ÈuÃJŽ_l@ ÿ€€€€
"»Ø;ÑÇÚ¿•@ü€€€ÿŸ  B»R\èÀ<‚A
€ÿŸþ€€
 »B»‰)¯s“A
€ÿŸý€€ 
q¼\@²¼)\Âõ(¼?€ÿŸq¼€Ä@ €ÿŸd %¼‘ª)‘ÌK™@Gþ€€ H8¼ø+·o#¢l@ ÿ€€€€
"¼Å2#ˆ·•@ü€€€ÿŸ  B¼‡n 8{A
€ÿŸþ€€
 ¼B¼€o¿â¾A
€ÿŸý€€ 
q½@\@²½)\Âõ(¼?€ÿŸq½€PÄ@ €ÿŸd %½‘ª)‘ÌK™@Gþ€€ H8½è‡ðÓTål@ ÿ€€€€
"½”™«ö!¯•@ü€€€ÿŸ  B½er×âÚsA
€ÿŸþ€€
 ½B½F×\AêA
€ÿŸý€€ 
q¾€\@²¾)\Âõ(¼?€ÿŸq¾€‚Ä@ €ÿŸd %¾‘ª)‘ÌK™@Gþ€€ H8¾è~æ#)m@ ÿ€€€€
"¾´šf¨¦•@ü€€€ÿŸ  B¾EìݙlA
€ÿŸþ€€
 ¾B¾{¤…SŽA
€ÿŸý€€ 
q¿À\@²¿)\Âõ(¼?€ÿŸq¿€´Ä@ €ÿŸd %¿‘ª)‘ÌK™@Gþ€€ H8¿ t4’mm@ ÿ€€€€
"¿
#Nž•@ü€€€ÿŸ  B¿(ßW55eA
€ÿŸþ€€
 ¿B¿³ê!ˆÊ@A
€ÿŸý€€ 
qÀ]@²À)\Âõ(¼?€ÿŸqÀ€æÄ@ €ÿŸd %À‘ª)‘ÌK™@Gþ€€ H8À˜®ß ²m@ ÿ€€€€
"Àç3ux••@ü€€€ÿŸ  BÀ¡óÈ]A
€ÿŸþ€€
 ÂÀBÀR yõkA
€ÿŸý€€ 
qÁ@]@²Á)\Âõ(¼?€ÿŸqÁ€Å@ €ÿŸd %Á‘ª)‘ÌK™@Gþ€€ H8Áèo[µQøm@ ÿ€€€€
"Á”<~ZŒ•@ü€€€ÿŸ  BÁŜ²xJVA
€ÿŸþ€€
 ÂÁBÁúNÁý—A
€ÿŸý€€ 
q€]@²Â)\Âõ(¼?€ÿŸq€JÅ@ €ÿŸd %‘ª)‘ÌK™@Gþ€€ H8ˆº†¦>n@ ÿ€€€€
"Â@ÓxÎ÷ƒ•@ü€€€ÿŸ  BÂ;-ϺNA
€ÿŸþ€€
 ÂÂB¡@^íÂA
€ÿŸý€€ 
qÃÀ]@²Ã)\Âõ(¼?€ÿŸqÀ|Å@ €ÿŸd %Ѫ)‘ÌK™@Gþ€€ H8ïöŸ…n@ ÿ€€€€
"ðÔ*¡{•@ü€€€ÿŸ  BÃj=MgGA
€ÿŸþ€€
 ÂÃBÃJ– 
íA
€ÿŸý€€ 
qÄ^@²Ä)\Âõ(¼?€ÿŸqĀ®Å@ €ÿŸd %đª)‘ÌK™@Gþ€€ H8Ä0™öw?Ín@ ÿ€€€€
"Äk×*¢$r•@ü€€€ÿŸ  BÄÄ?of?A
€ÿŸþ€€
ÂĎdvq9Ð@ þ¿€þ¿õ¿PBÄùëägñA
€ÿŸý€€  ÂÅ ÂÅ ÂÆ ÂÆ ÂÇ ÂÇ ÂÈ ÂÈ ÂÉ ÂÉ ÂÊ ÂÊ ÂË ÂË ÂÌ ÂÌ ÂÍ ÂÍ ÂÎ ÂÎ ÂÏ ÂÏ ÂÐ ÂÐ ÂÑ ÂÑ ÂÒ ÂÒ ÂÓ ÂÓ ÂÔ ÂÔ ÂÕ ÂÕ ÂÖ ÂÖ Â× Â× ÂØ ÂØ ÂÙ ÂÙ

  3 Responses to “Category : Lotus and other Spreadsheets
Archive   : REFI.ZIP
Filename : REFI.WK1

  1. Very nice! Thank you for this wonderful archive. I wonder why I found it only now. Long live the BBS file archives!

  2. This is so awesome! 😀 I’d be cool if you could download an entire archive of this at once, though.

  3. But one thing that puzzles me is the “mtswslnkmcjklsdlsbdmMICROSOFT” string. There is an article about it here. It is definitely worth a read: http://www.os2museum.com/wp/mtswslnk/